INSURANCE & PAYMENT SUPPORT

International Insurance & Payment Support

Coverage for proton and heavy-ion therapy varies by insurer, country, diagnosis, policy terms, and medical necessity criteria. Some patients are self-pay, while others seek reimbursement or pre-authorization from private insurance, employer health plans, government payers, embassies, or third-party administrators.

We help patients and hospitals prepare clear documentation for insurance review.

国际保险与支付支持

国际保险与支付支持

质子及重离子治疗的保险覆盖范围,取决于保险公司、所在国家、具体诊断、保单条款及医学必要性审核标准。部分患者为自费治疗,部分患者希望通过私人保险、雇主健康计划、政府支付方、使领馆或第三方管理机构申请预授权或报销。

我们协助患者及医院准备清晰、完整的保险审核文件。

What We Help Prepare

Medical necessity letter
Diagnosis summary
Physician recommendation
Treatment plan
Estimated treatment duration
Cost quotation
Hospital information
Physician credentials, where available
Itemized invoice
Discharge summary
Treatment completion report
Follow-up recommendation
Translation of medical documents

我们协助准备的文件

医学必要性说明
诊断摘要
医生治疗建议
治疗方案
预计治疗周期
费用预估
医院信息
医生资质信息,如可提供
明细发票
出院小结
治疗完成报告
随访建议
医学文件翻译

What We Cannot Promise

We cannot guarantee:

Insurance approval
Reimbursement
Treatment acceptance
Medical outcome
Fixed final cost before hospital review
Visa approval
Hospital appointment availability

Final decisions are made by insurers, hospitals, physicians, and relevant authorities.

我们不能承诺的事项

我们不能保证:

保险批准
保险报销
医院接受治疗
治疗结果
医院审核前的最终固定费用
签证批准
医院预约名额

最终决定由保险机构、医院、医生及相关主管机构作出。

Suggested Insurance Process

  1. Patient submits case and insurance details
  2. Medical file is organized
  3. Hospital review is requested
  4. Treatment plan and quotation are obtained where available
  5. Insurance document package is prepared
  6. Patient submits documents to insurer
  7. Insurer reviews for pre-authorization or reimbursement
  8. Additional documents are provided if requested

建议保险流程

  1. 患者提交病例及保险资料
  2. 整理医学文件
  3. 向医院申请病例审核
  4. 如医院接受评估,获取治疗方案及费用预估
  5. 准备保险审核文件包
  6. 患者向保险机构提交文件
  7. 保险机构进行预授权或报销审核
  8. 如保险机构要求,补充相关文件